• Central Oregon Local Buzz
  • Posts
  • 🏘️🔥Oregon homeowners face soaring premiums, few property insurance options over wildfires

🏘️🔥Oregon homeowners face soaring premiums, few property insurance options over wildfires

Issue #083

This issue’s Sponsor is

Be aware Gmail will sometimes ‘clip’ the newsletter, but you can always:

👇

In this Issue of C.O. Local BUZZ…

🤔Local Trivia

🌄 Bend, OR Weather

📰 Local News - What’s a Happening?

🏘️🔥Oregon homeowners face soaring premiums, few property insurance options over wildfires

🏥 Lawsuit accuses Central Oregon hospital system of sending poor patients to debt collector

⚖️💲U.S. judge sides with insurer: ‘$1.3 million’ insurance settlement offer in Bend off-leash dog-injury claim was a typo

🏛️ 🔥💲Deschutes County announces new Community Fire Assistance grant program

🏛️🚴City of Bend Hosting Open House and Community Survey for Bend Bikeway Project

🗳️ Greater Idaho Question On Crook County Ballot

🚨 Three Arrested Following Marijuana Vape Cartridge Dispute Escalating into Violent Kidnapping Incident

😁 MEME of the Day

📅 Lots of Events

🤝 Local Cause Spotlight: Stroke Awareness Oregon: A Beacon of Hope and Healing

 

This former movie set fort was located just south of Benham Falls on the east side of the Deschutes River.

What was the name of the film that used this set in 1955?

A) The Indian Runner

B) The Indian in the Cupboard

C) The Indian Fighter

D) The Last of the Mohicans

👇Find the Answer at the end of the Newletter👇

BEND

Northern Oregon Cascades

Tuesday

Snow. Patchy blowing snow. Visibility one quarter mile or less at times. Snow level 2000 feet in the afternoon. Snow accumulation of 1 to 3 inches. Pass winds southwest 15 to 20 mph with gusts up to 40 mph. Chance of snow 90 percent.

Tuesday Night

Patchy blowing snow in the evening. Snow and rain. Snow level 2500 feet, increasing to 3500 feet after midnight. Blustery. Pass winds southwest 15 to 25 mph with gusts up to 45 mph. Chance of precipitation near 100 percent.

Wednesday

Snow in the morning. Rain. Patchy blowing snow in the afternoon with visibility one quarter mile or less at times. Snow level 4000 feet. Breezy. Pass winds southwest 15 to 25 mph with gusts up to 45 mph. Chance of precipitation near 100 percent.

Wednesday Night

Rain and snow. Blowing snow. Snow may be heavy at times. Visibility one quarter mile or less at times. Snow level 4500 feet. Windy. Chance of precipitation near 100 percent.

Thursday

Snow and rain. Snow may be heavy at times. Snow level 2500 feet. Chance of precipitation near 100 percent.

Thursday Night

Snow. Chance of snow near 100 percent.

Friday

Snow showers. Chance of snow near 100 percent.

Friday Night

Snow showers. Chance of snow 90 percent.

Saturday

Snow showers. Chance of snow 90 percent.

Saturday Night

Mostly cloudy with snow showers likely. Chance of snow 70 percent.

Sunday

Snow showers likely. Chance of snow 70 percent.

A wildfire burns close to a home near the Rogue River. (Oregon Department of Forestry/Flickr)

Oregon homeowners face soaring premiums, few property insurance options over wildfires

Nancy Matela co-owns a vacation home in a wildfire zone northwest of Bend that has a new, annual property insurance premium of $9,000. It’s more than nine times what the company Safeco charged her a year ago.

That policy remains her only option as well: Her broker couldn’t find her another one.

Matela is among a growing number of homeowners in central, southern and eastern Oregon who have faced higher annual premiums or had their policies canceled when they came up for renewal, with some insurers no longer writing new policies. That change came after the 2020 Labor Day Fires destroyed more than 4,000 homes, becoming the state’s most expensive natural disaster in history, according to state and federal emergency response agencies.

Since then, insurance markets in parts of Oregon have begun to look more like those in California, where some of the largest insurance companies in the country are no longer renewing or writing new policies, and where the number of people turning to a state-backed insurer of last resort has doubled in recent years.

“If you want to know what the next five years look like in Oregon, look at southern California,” said Perry Rhodes, who has sold property insurance policies for Farmers in Bend for the last two decades. “If you want to know what this looks like if things get even worse, look back east to Florida,” he added. Farmers announced last year it would limit new property insurance policies in California and no longer sell any new property policies in Florida.

Rhodes said it used to be extremely rare to find a customer whose property was at such a high risk that he had to refer them to other companies. Now, he said, he sends about half of potential customers to other insurers because Farmers won’t cover them.

“The only homes that we know for sure are going to be eligible are the ones that are, so to speak, right in the middle of town, and right next to the fire department,” he said.

Lawsuit accuses Central Oregon hospital system of sending poor patients to debt collector

A lawsuit filed in U.S. District Court claims St. Charles Health System in Deschutes County sent poor patients to debt collectors instead of providing legally entitled free care. The suit, brought by Kristine Reiger, alleges she was sent to a debt collector despite being eligible for financial assistance. St. Charles denies the claims. Similar allegations have been made against other Oregon hospitals. The lawsuit seeks class action status, alleging hundreds of patients faced similar experiences. St. Charles spokesperson Kayley Mendenhall stated the hospital regularly reviews its financial assistance policies. The lawsuit accuses both St. Charles and the debt collector, Ray Klein, Inc., of violating state and federal debt collection laws. Ray Klein, Inc. did not respond to requests for comment.

The post “Lawsuit accuses Central Oregon hospital system of sending poor patients to debt collector” appeared first on The Lund Report Yachats News

Lady Justice.

U.S. judge sides with insurer: ‘$1.3 million’ insurance settlement offer in Bend off-leash dog-injury claim was a typo

A Bend couple, Debra and Kevin Kilroy, claimed a $1.3 million insurance settlement after Debra was injured by an off-leash Great Pyrenees. Allstate clarified it was a typo, offering $300,000 instead. The couple insisted on the original offer, citing misinformation about the dog owner's additional insurance coverage. The federal court dismissed the case, deeming the million-dollar offer unrealistic due to multiple typos. The Kilroys pursued a civil lawsuit against the dog owner, Henry Paik, in Deschutes County Circuit Court, alleging negligence. Paik denies the claims, and a jury trial is set for July 23.

Deschutes County announces new Community Fire Assistance grant program

Deschutes County is announcing a new grant opportunity to help local communities reduce the risk of wildfire. The Bureau of Land Management (BLM) has allocated $90,000 to support fuel reduction projects for projects that are adjacent to or within one mile of BLM land.

“This program is a great opportunity for local communities to reduce their wildfire risk,” said Deschutes County Forester Kevin Moriarty. “As we review applications, we’ll be looking to fund short-term projects that reduce fuels and improve defensible space.” 

Applications will be accepted until March 31. There are no established minimum or maximum amounts for grant requests, however awards are anticipated to range between $20,000-30,000 in contractual services. Actual award amounts will be dependent on demand.

Additional information about grant requirements and the grant application are available online: https://www.deschutes.org/2024BLMCFAP 

City of Bend Hosting Open House and Community Survey for Bend Bikeway Project

Community members are invited to an open house from 5-7 p.m. on Thursday, Feb. 29, at Bend Municipal Court, 555 NE 15th Street, to learn about the Bend Bikeway Project, review potential design configurations and provide input. The same open house information and survey is available online at bendoregon.gov/bendbikeway. The community can share concerns about existing safety matters on the bikeway routes and give feedback about preliminary design concepts by completing the online survey by Mar. 6, 2024.

Improving the transportation system by focusing on safety is a City Council goal. Creating safer connections between neighborhoods, places of work, schools, parks and businesses, for people who ride bikes, walk or roll, is a City priority. The City is designing a variety of safer and more accessible bike and pedestrian routes throughout the community, including the Bend Bikeway Project that will make the most of the existing system to build one connected and protected North-South and one East-West key route.

“Community members have said they want safer ways to travel across town on bike or on foot, and that’s what this Bikeways project will provide,” said Mayor Melanie Kebler.

“Key Route” is a term from the Bend Transportation System Plan that means the route is designed to be “low stress” for pedestrians and bicyclists, to provide safe and appealing connections to schools, parks, and other destinations, as well as for cross-City travel. Examples include off street multi-use paths, buffered, separated, raised and/or painted bike lanes and widened sidewalks.

“Low stress” refers to the perceived comfort of people biking. The level of traffic stress is based on factors including the speed of traffic on a road, (slower cars increase comfort for people riding bikes) and the rider’s distance from the traffic (the further the distance between bikes and cars, the more comfortable the bicyclists are).

This project is partially funded by the voter-approved 2020 Transportation GO Bond.

Greater Idaho Question On Crook County Ballot

PRINEVILLE, OR -- Crook County could be the next county to officially consider joining Idaho.

“So far, we've gone to voters in 12 counties and we've asked them, do you want your elected leaders to pursue moving your county into the state governance of Idaho? So, Crook County will be our 13th county,” Matt McCaw, Executive Director of the Greater Idaho Movement, tells KBND News voters have a decision to make this May, “What the measure asks is, do you want the Crook County elected leaders to let the state leaders know that Crook County wants to pursue becoming part of the state of Idaho.”

He says the grass-roots effort relies mostly on word of mouth and social media shares rather than a full-blown advertising campaign, “We've been encouraging the Crook County commissioners for the last three years to put an advisory question on the ballot so that the people of Crook County can weigh in on Greater Idaho. And on this idea, if it makes more sense for eastern Oregon to get their state governance from Idaho.”

The measure asks whether the County Court should tell state and federal officials to support continued negotiations on the location of Oregon’s border.

Jefferson County voters approved a similar question in 2020, requiring two meetings a year on the issue.

The next is in Madras on Wednesday.

 

Three Arrested Following Marijuana Vape Cartridge Dispute Escalating into Violent Kidnapping Incident

Bend, Oregon - February 26, 2024

Three individuals have been arrested by the Bend Police Department following a dispute over a marijuana vape cartridge that culminated in a violent kidnapping incident. The arrested individuals have been identified as Dalton Lily Ellis, aged 18, Charles Gordon Barker, aged 42, and Rachel Jaimie Appel, aged 37, all residents of Bend.

The ordeal unfolded around 2:36 a.m. on Sunday, February 25th, when officers responded to a report of a suspicious circumstance in the 63000 block of Watercress Way. Upon arrival, law enforcement encountered an 18-year-old male who claimed to have been kidnapped and robbed by a group of individuals over a marijuana vape cartridge.

Investigations revealed that the victim had entered into an agreement to purchase a marijuana vape cartridge from a 16-year-old acquaintance for $30 but had only paid $3. Present at the time of the transaction were Rachel Jaimie Appel, Dalton Lily Ellis, and the juvenile seller, at Appel’s residence located in the 20000 block of Fred Meyers Road.

Subsequently, Dalton Lily Ellis contacted the victim under the pretext of socializing, intending to recover the unpaid balance for her associate. The victim, unaware of the impending danger, agreed to meet Ellis at his residence. Upon Ellis's arrival in a white Ford Escape, the victim entered the vehicle, only to find himself ambushed by Charles Gordon Barker, who had been concealed under a blanket in the backseat.

Barker proceeded to physically assault the victim, putting him in a chokehold and strangling him while Appel took the wheel, driving the group to a nearby neighborhood. During the harrowing ordeal, Appel allegedly delivered several punches to the victim's face, subsequently confiscating his phone and attempting to access his banking app using facial recognition technology.

Undeterred by the failed attempt to transfer funds, the group then coerced the victim into leading them to his residence, where he handed over $61 in cash. Appel and Ellis made a futile attempt to gain entry into the victim's home before absconding with his phone, much of the incident being captured by a Ring doorbell camera.

Dalton Lily Ellis was apprehended at approximately 10:54 a.m. on Sunday, February 25th, on charges including Robbery II, Criminal Mischief II, Burglary I, and Criminal Conspiracy, and was subsequently lodged at the Deschutes County Jail. Rachel Jaimie Appel was arrested at approximately 2:18 p.m. on the same day on charges including Kidnapping II, Robbery II, Burglary I, Coercion, Assault IV, Criminal Conspiracy, and Computer Crime. She, too, was lodged at the Deschutes County Jail. Charles Gordon Barker was apprehended at approximately 3:47 p.m. on charges including Kidnapping II, Robbery II, Strangulation, Criminal Conspiracy, and Coercion, and was likewise lodged at the Deschutes County Jail.

The Bend Police Department has assured the community that they take such incidents seriously and are committed to ensuring the safety and security of all residents. As the investigation unfolds, residents are urged to report any suspicious activities promptly.

True Story: mine were blue striped, and I failed P.E. because I refused to ‘Dress Out’. (1970s)

 

Upcoming Events

What’s Up Central Oregon

PUP CRAWL 2024 in March!

Enjoy local pubs around Bend and support HSCO's programs and services that serve people and animals in our community. Visit 14 local brew pubs with your friends and canine companion(s) and enjoy good vibes throughout March on the weekends.

HSCO’s Pup Crawl includes a logo pint glass and beverage of choice. 100% of the money raised each night benefits the animals thanks to our sponsors Bend Studio, Bend Pet Express and host brew pubs. Purchase during any Pup Crawl night.

• Logo Pint Glass & One Beverage $15

• Logo Glass & 1 Beverage at 3 different Pup Crawl Nights $30

• Logo Beanie hat $20

Enjoy the evening drinking and eating amongst friends, and meet HSCO staff to learn more about what we do and how you can help the animals in our community.

Join us at any or all of the nights. 4:30 to 7:00 pm each night!

Tuesday February 27th

The Deslondes With The Sons Of Rainier Silver Moon 7:00PM - 12:00AM

Wednesday February 28th

Know Puzzles: Glass Fusing Workshop Live Laugh Love Art Sunriver 12:00PM - 1:30PM

3ofWe Live In Father Luke's Room McMenanmins 6:00PM - 9:00PM

Long Gone Wilder Trio Crosscut Warming Hut No 5 6:00PM - 8:00PM

The Roundabouts Improv - A Comedy Show! Open Space Event Studios 7:30PM - 9:00PM

Thursday February 29th (Leap Year)

$2.29 Leap Day Cones Handel’s Homemade Ice Cream 12:00PM - 9:30PM

Crafting Class And Coffee, Wine Bottle Decoupage Illuminaries Kavista Coffee 12:45PM - 3:45PM

"Leap Day Beer Tasting With Immersion Brewing" Playful Paws Cat Cafe 5:00PM - 7:00PM

So Much Closer River’s Place 6:00PM - 8:00PM

Backcountry Film Festival Presented By Discover Your Forest Unitarian Universalist Fellowship of Central Oregon 6:00PM - 9:00PM

Friday March 1st

Tommy Castro And The Painkillers The Belfry Sisters 7:00PM

First Friday At The Distillery - M Theme Oregon Spirit Distillers 5:00PM - 8:00PM

Redmond First Friday Art Walk Downtown Redmond 4:00PM - 7:00PM

Saturday March 2nd

Lightweight Nunofelt Scarf Workshop Pine Meadow Ranch Center 9:00AM - 4:00PM

Wetlands Walk Prineville 9:45AM - 12:00PM

Challenge of Champions Tour Bullriding Crook County Fairgrounds 7:30PM - 9:30PM

Girl Scout Cookie & Beer Pairing Bend Brewing Co 11:00AM

Senior (HS) Saturday Cornhole Tournament and Vendor Market Blacksmith Public House 11:00PM - 3:00PM 

Sunday March 3rd

Trailblazing Women of Country Tower Theatre 7:30PM

Bill Powers River’s Place 5:00PM - 7:00PM

Got an upcoming event you want us to share?

Spotlight on Stroke Awareness Oregon: A Beacon of Hope and Healing

 

 

In the heart of our community, there shines a beacon of hope for individuals and families touched by the aftermath of a stroke. Stroke Awareness Oregon, a pivotal non-profit organization, stands at the forefront of education, support, and recovery for stroke survivors. Through dedicated efforts to raise awareness and provide critical resources, this organization is making a profound difference in the lives of many.

Empowering Through Education

Stroke Awareness Oregon's mission begins with education. Recognizing that knowledge is power, the organization dedicates itself to informing the public about the signs of stroke and the importance of timely medical intervention. With the simple yet powerful mantra, "Time is Brain," they underline the urgency of recognizing stroke symptoms and seeking immediate care. Their educational programs aim to demystify strokes, providing the community with the knowledge needed to act swiftly and save lives.

Supporting Survivors and Families

Beyond education, Stroke Awareness Oregon extends its hand in support to those directly affected by strokes. The journey of recovery is long and often challenging, marked by physical, emotional, and financial hurdles. Stroke Awareness Oregon stands as a steadfast ally, offering support groups, rehabilitation resources, and a compassionate community for survivors and their families. Their commitment to fostering an environment of healing and understanding is a testament to their dedication to making a tangible difference.

stroke_awareness_oregon_stroke_warrior_group

Advocacy and Community Engagement

Advocacy is another critical pillar of Stroke Awareness Oregon's work. The organization tirelessly works to advocate for policies and practices that support stroke survivors and research initiatives. By engaging with healthcare professionals, policymakers, and the community at large, they strive to create a more inclusive and supportive environment for all affected by this condition.

How You Can Help

Stroke Awareness Oregon's impact is deeply felt within our community, but their work is far from done. The organization relies on the generosity of volunteers and donors to continue their vital programs. Whether through volunteering your time, contributing financially, or simply spreading the word, there are numerous ways to support this noble cause. By coming together, we can help extend the reach of Stroke Awareness Oregon's mission, ensuring that no one faces the journey of stroke recovery alone.

Join the Movement

As we spotlight Stroke Awareness Oregon in this issue, we invite our community members to learn more, get involved, and support this vital organization. Their work not only changes lives but also strengthens the fabric of our community through compassion, education, and advocacy. Let us join hands with Stroke Awareness Oregon in their mission to bring hope and healing to stroke survivors and their families. Together, we can make a difference.

For more information on how you can support Stroke Awareness Oregon, visit their website at strokeawarenessoregon.org or follow them on social media to stay updated on their events and initiatives. Your support can light the path to recovery for many, illustrating the power of community in facing life's greatest challenges.

  

Please visit our Sponsor/Partners for Local Cause Spotlight ⬇️

 

This former movie set fort was located just south of Benham Falls on the east side of the Deschutes River.

What was the name of the film that used this set in 1955?

A) The Indian Runner

B) The Indian in the Cupboard

C) The Indian Fighter

D) The Last of the Mohicans

Answer: C) The Indian Fighter

This former movie set fort was located just south of Benham Falls on the east side of the Deschutes River. A film company was producing and filming near Bend in 1955 and the movie was “The Indian Fighter”. The production company was impressed with the local scenery but also needed a stockade fort for filming. A site was identified on a rise above Benham Falls on the Deschutes River. For the rest of the story

 

How'd we do on this issue?

Login or Subscribe to participate in polls.

We could use your help

We’ve got big plans as we get up to speed! But we need your help!

One huge way that you can help us is to spread the word for us.

Know somebody who lives in the Central Oregon area and would benefit from being kept in the know?

Please share Central Oregon Local BUZZ with them! It’s simple!

Not a subscriber, yet? Click to subscribe.

Reply

or to participate.