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In this Issue of C.O. Local BUZZ…

🤔Local Trivia T&TH

🌄Bend, OR Weather

📅 Lots and LOTS of Events

💡Grand Illumination @ Sunriver

🎉New Event Calendar! Central Oregon Local Live!

📅Save The Date Section

🦃Who's Open for Dining on Thanksgiving? - By Eat Drink Bend

📰Local News - What’s a Happening?

🏫Oregon Department of Education Releases 2023-24 At-A-Glance School & District Profiles

🏃‍➡️Australian ultramarathoner, 'Finding Gobi' author to visit Bend with his 4-legged running partner

🚔You will get a ticket: Madras police crack down on speeders for Thanksgiving

🔥👩‍🚒Prineville wildland firefighter’s memoir reveals adventures, loss and faith

📰Regional News

🚧 Road Closures & Construction

🔥⛑️Fire & Rescue News

🚨Crime News

🚨Deschutes County Law Enforcement Participates in Nationwide Sex Offender Compliance Operation

📰 Community News

🏠‘First Story’ presents keys to first-time Bend homeowners at special dedication ceremony

 Got some news or know of news for our Community News Segment - share it with C.O. Local Buzz!

🏘️Real Estate News

🏘️Central Oregon Market Report | November 20, 2024 by Reed Melton

📰 Oregon housing agency releases first ‘State of the State’s Housing’ report, highlighting the shortages, challenges

🏘️Real Estate Investing - What Are Capital Gains On Rental Property?

📲Sponsors & Partners

😁 MEME of the Day

🌆 On going Events Fun N Games in Central Oregon has LAUNCHED 🚀

Today we are going to Ashwood, OR a small town in Jefferson County

What industry played a significant role in Ashwood's history during the early 1900s?

A. Logging
B. Mining
C. Agriculture
D. Tourism

Correct Answer: B. Mining
Expanded Answer: In the early 1900s, Ashwood was a bustling mining boomtown. The Oregon King Mine was a prominent operation, extracting gold and silver from the region. The mining industry brought prosperity and population growth to the area. However, as mineral resources became depleted, the town transitioned back to its roots in ranching and agriculture. The remnants of its mining past still mark the town's history.

 BEND

SANTIAM PASS WEATHER

GOVERNMENT CAMP WEATHER

Events Sponsored By

Enjoy Bend Life Real Estate

What’s Up Central Oregon 

GRAND ILLUMINATION

SATURDAY, NOVEMBER 23, 2024

Holiday fun for the entire family at Grand Illumination - Sunriver Resort’s tree-lighting ceremony and fireworks show! This year’s celebration includes a visit from Santa, live music and entertainment, train rides, telescope viewings, hot cocoa, putt-putt, huggable characters, holiday shopping, and more. While here, enjoy food from local vendors or reserve a table in the Main Lodge at Lodge Kitchen or Owl's Nest. There will be live entertainment on the outdoor stage in the Backyard and holiday shopping in the Merchant Trader.

Event schedule*:

12 pm – 4:30 pm

Pony rides in front of The Lodge (weather permitting), train rides, bounce houses, putt-putt and petting zoo

12 pm – 5:15 pm

Raffle ticket sales benefiting local nonprofit Wonderland Express

12 pm – 7 pm

Food and beverage vendors available

2 pm – 7 pm

Oregon Observatory telescope viewing

2 pm

Santa arrives

2 pm – 5 pm

North Pole open for Santa visits

2:30 pm – 5:30 pm

Live music

5:30 pm

Raffle drawing

5:45 pm

Tree Lighting and Fireworks

6 pm – 7 pm

North Pole reopens for Santa visits

*Schedule subject to change. All activities are weather-dependent. 

Location

The Lodge

17600 Center Dr, Sunriver, OR 97707, USA

Coming up - Save the Date

Bend Food News

by Eat Drink Bend

Thanksgiving is just around the corner, but not all of us are looking forward to a day full of cooking. We've got some of the best places you can eat out, get takeout, or grab a ready-to-heat meal kit this Thanksgiving Day!

Who's Open for Dining on Thanksgiving?

Newbie Hawkeye & Huckleberry Lounge is just one of many restaurants serving up a fantastic prix fixe menu on Thanksgiving.

Got an upcoming event you want us to FEATURE?

Click here to let us know about your upcoming Event!

Oregon Department of Education Releases 2023-24 At-A-Glance School & District Profiles

The Oregon Department of Education today released the At-A-Glance School and District Profiles for the 2023-24 school year.

Highlights from the 2023-24 school year data included: 

• The percentage of 9th Graders On-Track to graduate from high school increased to 84.8%. This is 1.2% higher than the 2022-23 school year and the second highest rate ever recorded.

• The percentage of students who were regular attenders increased to 65.7%, which is 3.8% higher than 2022-23. This jump included a 6.7% increase for elementary school (K-5) students.

“From talking with families across the state, I know that dedicated, focused educators can change students’ lives and keep them on track to graduate. Our job at the state is to learn from them about what works on the ground and support their efforts,” Governor Tina Kotek said. “At-A-Glance School and District Profiles help us do that by giving us a window into how our schools and districts are doing, and how the best performers get the best outcomes. Together, we can build towards an Oregon where every student can thrive.”

“A rise in 9th Grade On-Track and regular attendance are good signs, but we still have a long way to go to meet the needs of Oregon’s scholars. We must continue our focus on maintaining high expectations, providing opportunities for our students to succeed, and supporting our schools and educators,” ODE Director Dr. Charlene Williams said. “Several targeted efforts are underway to support students including the statewide investment and commitment to early literacy best practices. As funding and supports from the Early Literacy Success Initiative become embedded in schools, we will begin to see a significant payoff for Oregon’s scholars.”

The At-A-Glance School and District Profiles contain previously released assessment data for last school year, previously released graduation data for the class of 2023 and some new data for the 2023-24 school year, including a revised definition of students experiencing poverty, class sizes, a small adjustment to college-going rates, school and district staffing information, and individual school and district goals and programs. The profiles are designed to provide school-and district-level information about how schools are serving students, in a straightforward and comprehensive way.

ODE consulted school districts where student focal groups experienced substantial growth in the 9th Grade On-Track and attendance metrics. ODE uses this qualitative data to inform decision making and drive progress across the entire state, building from strengths and best practices within schools and districts. School districts shared several factors that may explain their success:

• Creating warm, welcoming environments for all students where they feel seen, heard, and that they belong; supporting student agency by leveraging opportunities to ask students about their needs and changing systems to meet those needs.

• Establishing educator teams who regularly review student performance and attendance data and support individual students and families in real time. These teams include administrators, counselors, and certified and classified staff.

• Leveraging attendance monitors and family liaisons to check in on students in their homes, provide one-on-one support, and build more trusting, communicative relationships with families.

• Celebrating and incentivizing success with students and families for improved attendance and credits earned, as well as discussing these data with school boards more frequently (e.g., on a monthly basis).

• Expanding opportunities to learn, like after-school and summer programs and tutoring.

• Providing a variety of programs that are relevant to every student’s life. The effect is especially strong when schools provide robust Career and Technical Education programs and project based learning.

• Setting students up for success as early learners in Elementary and Middle School.

ODE will continue programs designed to improve attendance, such as Every Day Matters and the Tribal Attendance Promising Practices, and continue supporting high school students and educators with programs like High School Success, to support improved student performance, including continued and increased investment in early literacy, support for summer and afterschool learning, refining data and policy practices and developing an accountability framework.

oregon.gov/ode

You will get a ticket: Madras police crack down on speeders for Thanksgiving

MADRAS, Ore. -- Watch your speed if driving through Madras. Police there are going to keep an extra-watchful eye the next few days and be handing out tickets.

The Madras Police Department announced Thursday it will conduct enhanced speed enforcement from Nov. 21 through Dec. 2 -- the Monday after Thanksgiving -- as part of the national "Speeding Slows You Down" campaign. The initiative is funded by a grant from the National Highway Traffic Safety Administration.

"Speeding in hazardous weather is even more dangerous," Madras Police Chief Timothy Plummer said in a statement. "Wet or icy roads can make it nearly impossible to stop or safely navigate around hazards."

Officials say the dangers increase during the Thanksgiving period, traditionally one of the busiest travel times of the year, when winter weather can create treacherous road conditions.

The heightened enforcement in Madras will include increased patrols and ticketing of speeders through the holiday period.

Prineville wildland firefighter’s memoir reveals adventures, loss and faith

• Eric Lindstrom, Reporter

"I was raised in Prineville and I was a cowgirl and I loved horses riding horses. And so I was always outside. I've just always been the type that wants to be outside," author Kate Hamberger said.

Lessons in Life, Faith and Firefighting. That's the tagline to Hamberger's new book "Dances With Fire."

"This noiseless canyon was a ghost of the green forest it had been the day before. Like a bomb's blast, the hellish landscape was covered in gray ash and charred remains," Hamberger reads from the book.

Hamberger's memoirs cover her almost decade-long career as a wildland firefighter and member of the Prineville Hotshot crew.

"There's so much adventure. You wake up in one state and by the end of the day, you could be in a completely different state. You could be going to sleep in the middle of a forest," Hamberger said.

Including the fateful summer of 1994, when nine of her friends, her colleagues, her teammates lost their lives fighting a fire in Colorado. They were among 14 killed on Storm King Mountain while fighting a lightning-caused fire.

"I had worked with the Prineville Hotshots as an alternate for almost two weeks right before they left for Colorado," Hamberger said. "There was an entrapment, and so nine of my friends from that crew didn't come home from that fire. So for me, I lost all joy of the firefight."

Born and raised in Prineville with four older brothers, Hamberger left for Corvallis after graduating high school to attend Oregon State University. It was there that she would join the rowing team, a move that would pay dividends for her future career.

"One big requirement to get on a hotshot crew is to be in peak physical condition. And I know that I never would have been hired if I hadn't first been on the rowing team at Oregon State University. And on my coach's recommendation, they gave me a shot, so that was pretty cool," Hamberger said.

She would bookend her firefighting career in Prineville

"Joining the Prineville Hotshots, that was the first crew I worked on, and I was one of five women on the crew," Hamberger said.

In the seven years in between, there were adventures and bonds forged.

"People that you wouldn't think of as being your friend become good friends. And, you know, you think of them as brothers and sisters," Hamberger said.

And there were near-misses.

"There were plenty of times where I was praying to God that, you know, the wind would change direction or that I could hang in there for one more minute," Hamberger said.

And heartbreak along the way.

"I tried to describe how I felt when someone sat me down and gave me the news about the tragedy on Storm King Mountain," Hamberger said.

In "Dances with Fire," she brings you along for the entire ride.

"Once the trucks reach the top of the ridge, we unloaded, donned our packs, grabbed our tools, and circled up to hear the boss's instructions. Our assignment was to hike to the bottom of a canyon and construct a line along the unburned ridge on the far side," Hamberger reads from the book.

"Really wanted people to be able to feel like they're standing right beside me on the fire line or wherever I happen to be," Hamberger said.

"Dances with Fire: Lessons in Life, Faith, and Firefighting" -- and one resounding message for all of us to take away.

"This is a great story because I was an ordinary person in extraordinary circumstances. And anybody can find themselves in that position," Hamberger said.

Deschutes County Law Enforcement Participates in Nationwide Sex Offender Compliance Operation

Deschutes County, OR – A multi-agency operation led by the Deschutes County Sheriff’s Office Internet Crimes Against Children (ICAC) unit in partnership with the United States Marshals Service recently took place as part of a national initiative targeting sex offender compliance. Known as "Operation Trick or Treat 2," the effort aimed to ensure sex offenders were meeting registration requirements and to address other criminal activities.

The operation, which unfolded last month, involved the collaboration of several law enforcement agencies, including the Redmond Police Department, Oregon State Police, Sunriver Police Department, Deschutes County Parole and Probation, the Federal Bureau of Investigations, and the United States Marshals Service.

Nationwide, the operation yielded significant results, including 331 arrests. Among them, 129 were for failure to register as a sex offender, 74 were for other offenses committed by sex offenders, and 128 were for unrelated criminal activities. Law enforcement also conducted 3,334 sex offender compliance checks and seized 40 illegally possessed firearms.

In Deschutes County, authorities conducted compliance checks on 350 registered sex offenders. The effort resulted in four arrests, two citations, and 31 warnings. One of those arrested was a fugitive from Texas. Investigators also identified 21 sex offenders who failed to update their addresses as required by law, with follow-up efforts underway to locate these individuals.

The Deschutes County Sheriff’s Office expressed gratitude to the United States Marshals Service, the Oregon State Police Sex Offender Registration Section, and local law enforcement agencies for their assistance in organizing and executing the operation.

This collaborative effort highlights the ongoing commitment of law enforcement agencies to ensuring community safety and holding offenders accountable.

‘First Story’ presents keys to first-time Bend homeowners at special dedication ceremony

Bend residents Megan and Troy Stith on Thursday received the keys to a brand new First Story home built in partnership with Heart of Oregon Corps’ YouthBuild program.

The community was invited to the special home dedication event in the First Place community, located in Southeast Bend.

The home was built through a powerful partnership between First Story and Heart of Oregon Corps YouthBuild. The two organizations have worked together since 2011, building six homes for under-resourced Northwest families to access homeownership and providing valuable onsite construction skills development for youth pursuing careers in the trades.

“The partnership between Heart of Oregon YouthBuild and First Story is a perfect example of the kinds of collaborations needed to address today’s housing shortage and prepare for tomorrow’s workforce needs,” said Heart of Oregon Corps Executive Director Laura Handy. “We are proud to partner with First Story to help families access homeownership while simultaneously providing opportunities for our YouthBuild students to develop their workforce skills.”

Heart of Oregon Corps had 6-10 teens out four days a week for about a year, building the home.

An 18-year-old YouthBuild participant, Anthony Freel, told us at the ceremony, "I came into the Heart of Oregon going down a wrong path and making the wrong choices, not wanting to go to college. And then here I am. I got accepted into UTI (Universal Technical Institute) as of yesterday, and I'm making a lot better choices.”

First Story is a 501(c)3 nonprofit supporting affordable homeownership throughout the Northwest. The organization unites diverse partners to build inclusive, strong communities where families making 80 percent or below of area median income are able to afford to own their homes.

Through partnerships with its founder, Hayden Homes, and other industry partners along with the financial support of a robust network of donors, First Story is able to provide new or refurbished homes in thriving communities to first-time homebuyers through a zero-down, zero-interest, 30-year mortgage.

Earlier this year, First Story surprised the Stith family with news that they would become homeowners in Bend’s First Place community.  

“When we finally got the news, it was such a huge weight lifted that we didn’t know we were carrying,” said Megan Stith. “We’ve put so much time and energy into trying to get a home and save for a home –we’re excited because we haven’t had time to think about other things, like saving for our daughter to go to college.”

In the midst of Oregon’s housing crisis, it’s a challenge to build homes that allow individuals and families to live where they work. The increased demand for limited housing has caused housing prices to soar in recent decades.

After losing their jobs during the pandemic and watching housing prices skyrocket, the Stith family felt that they might never achieve their dream of owning a home and raising their family in Bend. Owning a First Story home is a resolution of those fears and creates a sense of security on which to build their future.

“This home dedication is extra special because we get to welcome home the Stith family and celebrate the hard work of YouthBuild students,” said First Story Executive Director Claire Duncan.

“So many families in our community are working tirelessly to reach homeownership, and we are grateful to bring together partners who want to give individuals a hand up to homeownership so they can work toward asset-building, financial stability and economic mobility. Together, we are committed to breaking the cycle of generational poverty through affordable homeownership.”

To date, First Story has helped 122 families become homeowners. Of those families:

• 100% earn less than 80% of area median income

• 100% are first-time homebuyers

• 80% are the first in their families ever to own a home

• 30% identify as minorities

• 20% are households with children who have disabilities

To learn more, visit www.firststory.org and follow the journey of new homeowners on First Story’s Instagram and Facebook pages.

About First Story

First Story is a 501(c)(3) nonprofit on a mission to address the affordable housing crisis in the Northwest. First Story uses an integrated approach to affordable housing by giving individuals a hand up to homeownership while encouraging inclusivity.

First Story collaborates with builder Hayden Homes and in-kind partners to construct or fully refurbish homes. The homes are then sold to individuals and families earning 80 percent of area median income or below through First Story’s innovative loan program, which provides loans at zero-down, zero-percent interest for 30 years.

The organization also supports community nonprofits through a giving grant program in partnership with Hayden Homes. First Story has granted more than $2.4 million to more than 1,000 charities providing shelter, food and advocacy services in communities served. The organization is based in Bend, Ore., and serves Oregon, Washington, Idaho and Montana.

Central Oregon Market Report | November 20, 2024

by Reed Melton

The national average for a 30-year fixed-rate conventional mortgage this morning is 7.04%, down from 7.34% on this day last year. While many have hyped a rate pivot from the Federal Reserve as the trigger for lower rates in the mortgage markets, that has not been the case. And now that inflation is creeping back up, it remains to be seen how many more rate decreases the Fed will be comfortable making. The good news is stability and predictability in the markets, albeit at higher rates than many hoped for by now. 

Deschutes County:

Twenty fewer single-family homes are listed this week in Deschutes County than last, with today's inventory showing 1,042 listings. Once again, there were more closed transactions than pending at 60 and 49, respectively. This week's average pending sale price was $759,164, with the average closed price at $832,230. 

Year-to-date sales of single-family homes in Deschutes County are up eighty-four from last year at 3,010. The median sale price at this point in 2023 was -3.65% less than in 2022 ($660k) but this year is up +3.79% at $685k, the same median sale price at this point in 2022. Increased inventory has not been enough to improve sales volume significantly in the face of higher mortgage rates. All of this indicates flat growth heading into 2025. However, the impacts are not consistent across all price points.

Crook County:

The inventory of single-family homes in Crook County decreased by two, now at 176 listings. Eight closed transactions at an average price of $685,125, with four pending sales averaging $394,050, rounded out the week. 

Year-to-date sales of single-family homes in Crook County are up twenty-nine from last year at 355. The median sale price at this point in 2023 was -4.7% less than in 2022 ($467k), but this year is up +5.4% at $469k, only a two-thousand dollar increase since 2022. While inventory in the county is up slightly from the last two years, it isn't enough to significantly impact prices. As long as mortgage interest rates remain near 7%, I do not anticipate much movement in sales prices for Crook County. However, like the rest of Central Oregon, the impacts are inconsistent.

Jefferson County:

The number of single-family homes for sale in Jefferson County decreased eight this week to 107, compared to 88 this week in 2022 and 78 this week in 2023. Six pending sales, at an average of $343,975, and four closed transactions, at an average of $423,725, are consistent with recent weeks, even though there is a more considerable variation in weekly numbers because of the smaller data pool. 

Year-to-date sales of single-family homes in Jefferson County are 201, up eleven from 2023 but down considerably from 2022's 294. The median sale price in 2023, $387k, decreased by 3.25%, while the average price increased by +3.7%. The median sale price increase year-to-date for 2024 is +3.8%, or $402k. The median sale price in the county has been flat since 2022. 

The data from Central Oregon shows a softening of sales volume with flat prices over the last two years. Mortgage rates may be down slightly, but at roughly 7%, many buyers are priced out of the market or at least out of the type of properties they desire. I do not anticipate economic conditions changing the dynamic much for 2025, but I am always open to being surprised! The good news is stability makes planning more straightforward. In most cases, buyers have time to consider several options without rushing into a purchase or competing with several other buyers. The current conditions may make fix-and-flip prospects more difficult, but for anyone with a more extended timeframe for ownership, conditions are excellent, with increased selection and motivated sellers. If crunching numbers appeal to you, please reach out, and I will be happy to run a personalized report on any market segment that interests you. 

Active Listings

Oregon housing agency releases first ‘State of the State’s Housing’ report, highlighting the shortages, challenges

SALEM, Ore. - Oregon Housing and Community Services on Thursday unveiled the first State of the State’s Housing Report for Oregon, providing an in-depth analysis of housing availability and affordability across the state.

Drawing from comprehensive data on housing markets, economic trends and demographic shifts, the report highlights the challenges Oregon residents face in affording high-quality housing.

"Being attentive to the things that add meaning to people's lives requires reliable data," said OHCS Executive Director Andrea Bell. "Data enables us to identify where our efforts are making an impact and where improvements are needed to make life better in ways that all people can feel and that we can measure. These data will aid in our collective efforts to deliver housing progress that communities deserve and demand."

Oregon’s population grew by more than 753,000 residents, representing a 21% increase between 2004 and 2023. Housing construction was insufficient to keep pace with a rapidly increasing population. Oregon must add more than 500,000 housing units over the next two decades to begin addressing supply issues.

Home prices have far outpaced wage gains over the past decade in the for-sale market. For every dollar Oregonians earned in wage increases between 2013 and 2022, the median sales price of a home increased by $7.10. Communities of color continue to face significantly lower homeownership rates (49%) compared to their white counterparts (66%).

More than half of all renters in Oregon and a third of homeowners experience a housing cost burden, meaning that they spend more than 30% of their income on housing costs. Approximately 242,000 households fall into the extremely low-income or very low-income categories. Oregon only offers approximately 113,000 housing units that are both affordable and available to them, resulting in a deficit of 128,000 units for these households.

“OHCS cannot solve the deeply entrenched issues facing the people of Oregon on its own,” said Megan Bolton, assistant director of research at OHCS. “There are factors beyond housing that impact the ability of individuals to thrive in today’s economy, and it will take coordination and collaboration with our federal partners, other state agencies, and cities, both large and small, to find ways to ensure housing stability for all Oregonians.” 

OHCS expects to release a State of the State’s Housing Report every two years, with additional localized analyses in the years between each release. Reliable data enables the agency to identify where efforts are making an impact and where improvements are needed.

About Oregon Housing and Community Services (OHCS)

OHCS is Oregon's housing finance agency. The state agency provides financial and program support to create and preserve opportunities for quality, affordable housing for Oregonians of low and moderate income. OHCS administers programs that provide housing stabilization. OHCS delivers these programs primarily through grants, contracts, and loan agreements with local partners and community-based providers. For more information, please visit: oregon.gov/ohcs.

What Are Capital Gains On Rental Property?

Selling a rental property can be a profitable venture, but it may also come with a significant tax bill. When you sell any home for more than you paid, the IRS can classify the profit as a capital gain. There are exclusions on your primary residence, but what are capital gains on a rental property?

Whether you’re planning to sell soon or just exploring your options, knowing the rules around short- and long-term capital gains can help you make informed decisions.

In this guide, we’ll break down the basics of capital gains on rental property, explore tax rates, and provide strategies to minimize or even avoid these taxes when it’s time to sell.

Editor’s note: This post is meant for educational purposes and should not be construed as professional tax advice. HomeLight encourages you to contact your own advisor.

What are capital gains on rental property?

Capital gains on rental property refer to the profit you earn when you sell a home for more than you originally paid for it. The amount you owe in taxes depends on how long you owned the property and your overall income.

Here’s a closer look at the two main categories of capital gains:

Short-term capital gains

Short-term capital gains apply when you sell a rental property you’ve owned for one year or less. These gains are taxed as ordinary income, which means they’re subject to the same tax rate as your regular earnings. Depending on your income bracket, this could result in a higher tax rate than if you held the property longer.

Long-term capital gains

Long-term capital gains apply when you sell a rental property after owning it for more than one year. These gains typically have lower tax rates compared to short-term gains. Rates are determined based on your taxable income and filing status, which makes understanding long-term rates a key part of tax planning.

What are the long-term capital gains tax rates?

As noted above, long-term capital gains tax rates are generally lower than short-term rates, providing an incentive to hold onto your property for at least a year. These rates depend on your taxable income and filing status. Here’s a look at the 2024 and 2025 long-term capital gains tax rate tables.

Long-term capital gains tax rates for the 2024 tax year

This table shows the long-term capital gains rates for tax year 2024. Single filers can qualify for the 0% long-term capital gains rate with a taxable income of $47,025 or less. Married couples filing jointly can qualify with an income of $94,050 or less.

Source: IRS.gov

Long-term capital gains tax rates for the 2025 tax year

This table shows the long-term capital gains rates for tax year 2025. Single filers can qualify for the 0% long-term capital gains rate with a taxable income of $48,350 or less. Married couples filing jointly can qualify with an income of $96,700 or less.

Source: IRS.gov

If you’re curious about how much profit you might earn from the sale of your rental property, check out HomeLight’s Net Proceeds Calculator. Next, let’s explore strategies to minimize or defer these taxes.

 😎Just Sayin

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